Why does cash matter?

The humble wallet is the latest item under threat by disruptive technology as smart phones, electronic and online payment systems are making banknotes and coins redundant. American economist Milan Zeleny …

Trauma Insurance

“It won’t happen to me…” Maybe you’re right. Maybe bad things only happen to other people. But that doesn’t mean you want to risk being caught unprepared – and uninsured. What …

Transitioning to retirement

The nature of retirement is changing and so are the rules. If you want to reduce your working hours or even pay less tax without sacrificing your income, a transition to …

TPD Insurance

Total and permanent disablement (TPD) is your financial back-up plan. It gives you the confidence to seize life’s possibilities knowing you’ve made plans to secure your family’s financial future… just in …

Self Managed Superannuation

The term self-managed superannuation fund – otherwise known as an SMSF – basically refers to do-it-yourself super. Having an SMSF means simply having control of how your super is being invested, and …

Saving and Investing

Many Australians delay taking control of their finances because they don’t have time, they find it too daunting or they may just not know where to start. The reality is that …

Life Insurance

Protecting loved ones is a natural instinct, but how can you protect them if you’re not around? In the event of your death life insurance helps your family maintain their financial …

Investing in shares

The sharemarket gives individuals the opportunity to buy and sell shares and companies the opportunity to raise funds via share issues to investors. A quality sharemarket investment can lead to …

Income protection

Who will look after your finances if you can’t work due to sickness or injury? Health insurance may cover a proportion of your medical bills, but it won’t cover your rent …